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Payment Processing

Payment Processing Solutions Built for Modern Commerce

Converge Commerce helps businesses simplify, modernize, and optimize how they accept payments.

Backed by 20+ years of experience in the payments industry and powered by leading U.S. payment infrastructure from Adyen, Fiserv and TSYS, we deliver secure, scalable processing solutions designed to reduce costs and improve cash flow.

We’re Built For Businesses That Want More Than Just Processing!

We support merchants across a wide range of industries, including:

B2B companies, contractors, healthcare providers, manufacturers, retail, restaurants, salons & spas, veterinary practices, and more.

Whether you’re a high-volume merchant or a growing small business, our goal is to align your payment structure with how your business actually operates.

Reduce Payment Costs and Improve Margins

We help businesses take control of payment acceptance costs through compliant, transparent pricing strategies:

Cash Discount Programs

Compliant cash discount pricing that offers a lower price for cash while offsetting the cost of card acceptance.

Surcharging Solutions

Fully compliant surcharging programs configured to card brand and state rules at the terminal and checkout.

Interchange Optimization

Transparent interchange-plus pricing paired with ongoing rate review to eliminate unnecessary processing expense.

Our approach is designed to reduce or eliminate unnecessary processing expenses while maintaining a seamless customer experience.

01 · Optimization

Smarter Transaction Optimization

Most businesses overpay in processing fees without realizing it.

We help optimize every transaction by ensuring qualification for the lowest possible interchange rates, including support for Level 2 and Level 3 data where applicable — especially for B2B and commercial payments.

02 · Flexibility

Multiple Payment Rails

Access multiple payment rails and processing options without being locked into a single processor. Unlike providers that limit businesses to a single processing network, Converge Commerce helps clients evaluate and leverage multiple payment rails to support their unique operational, technology, and cost requirements.

Our processor-independent approach gives you greater choice, enhanced negotiating power, and access to payment solutions designed to improve efficiency, cash flow, and the overall customer payment experience.

B2B Payments · Accounts Receivable · Integrated Payments

Accelerate cash flow. Reduce manual work. Get paid faster.

Transform your accounts receivable process with automated invoicing, integrated payment acceptance, and streamlined collections. We help businesses automate invoice delivery, simplify payment collection, reduce days sales outstanding, and eliminate manual reconciliation by connecting payments directly to the software they use every day.

Whether you’re using an ERP, accounting platform, CRM, or industry-specific business application, our solutions provide a seamless payment experience for both your business and your customers.

Electronic Invoicing

Send branded invoices by email the moment work is complete — no printing, stuffing, or mailing.

Online Customer Payment Portals

A branded portal where customers view balances, download invoices, and pay in a few clicks.
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Payment Links

Generate a secure pay link for any amount and send it through any channel your customer prefers.

Text-to-Pay

Collect in the field or at the door by texting a secure payment request straight to a mobile phone.
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Recurring Billing

Automate subscriptions, retainers, and payment plans with scheduled charges and card updater services.

Credit Card & ACH

Accept cards and bank-to-bank ACH on the same invoice and steer high-ticket payments to the lowest-cost rail.

ERP Integration

Push payments and remittance data directly into your ERP so receivables clear without manual touches.

Accounting Software Integration

Two-way sync with QuickBooks and other accounting platforms keeps your ledger current automatically.

Automatic Payment Reminders

Scheduled reminders before and after the due date recover revenue without awkward collection calls.

Real-Time Reporting

Live visibility into outstanding balances, aging buckets, and daily cash position.

Payment Reconciliation

Automated matching of payments to invoices eliminates spreadsheet reconciliation at month end.

Customer Self-Service Portal

Let customers manage stored payment methods, autopay enrollment, and invoice history on their own.

Business Benefits

Ideal For

Business Benefits

Accelerate Collections
Reduce Administrative Costs
Eliminate Double Entry
Increase On-Time Payments
Improve Financial Visibility
Improve Cash Flow
Minimize Manual Data Entry
Enhance Customer Convenience

Simplify Financial Operations

Ideal For

Distributors & Wholesalers
Professional Services Firms
Construction Companies

Business Service Providers

Manufacturers
Healthcare Organizations
Property Management Firms

Automotive Dealerships

“Powered by leading payment integration technology and supported by Converge Commerce’s consultative approach to payment optimization.”

Let’s Build a Better Payment Experience

Whether your goal is to reduce processing costs, upgrade your POS system, or streamline payment operations, Converge Commerce provides the technology and expertise to help you scale with confidence.

Payment Gateways

Payment Gateways

Converge Commerce delivers secure, reliable payment gateway solutions that connect your business to the payment networks that power today’s digital economy. Whether you need eCommerce payments, recurring billing, ACH processing, virtual terminals, payment links, or software integrations, we help you select and implement the right gateway for your business.

Our gateway solutions support online, mobile, in-person, and integrated payment acceptance while providing advanced security, fraud prevention, reporting, and payment management tools.

Supported Gateway Partners Include:

Cardpointe

Swipe Simple Gateway
EBizCharge
Authorize.net
NMI
Adyen
From small businesses to enterprise organizations, Converge Commerce provides the expertise and support needed to optimize payment acceptance and improve the customer payment experience.
B2C Payment Solutions

In-store, mobile, and omnichannel payment technology.

For businesses selling directly to consumers, the right hardware matters. We deploy countertop, handheld, and self-service devices that connect the register, the sidewalk, and the online store into one system — with a single view of sales, inventory, and customers.

Clover Ecosystem

The Clover POS system replaces your cash register, payment terminal, receipt printer, and barcode scanner with one integrated suite — from reporting to card acceptance, Clover helps you know your customers better and streamline your workload instantly.

Clover Flex

Handheld device that swipes, dips, and taps. Email receipts and monitor sales, refunds, and best sellers from any device.

Clover Go

Compact card reader and app that takes payment acceptance on the road anywhere you have Wi-Fi or cellular.

Clover Mini

A compact countertop POS with EMV and NFC payment technology that manages and scales with your business.

Clover Station Solo

A 14” touchscreen station with cash drawer and receipt printer to simplify payments, operations, and management.

Clover Station Duo

One central hub for power and processing with one screen for you and one for your customer, plus anywhere access to reporting.

Square Ecosystem

Square pairs elegant hardware with software purpose-built for restaurants and retail — payments, inventory, staff, and reporting in one connected system, with transparent pricing and no long-term contracts.

Square Terminal

An all-in-one handheld card machine with built-in receipt printer — take payments, issue refunds, and print or email receipts anywhere.

Square Register

A fully integrated two-screen point of sale built for high-volume counters, with a dedicated customer display.

Square Stand

Turns an iPad into a countertop POS with a swivel stand and easy connection to printers, cash drawers, and scanners.

Square Kiosk

Self-ordering and self-checkout that shortens lines, raises average ticket, and frees staff for service.

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Square for Restaurants

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QSR and full-service floor plans, coursing, and order management
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Kitchen display system and printer routing
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Online ordering, delivery integrations, and QR code ordering
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Tipping, tip pooling, shifts, and team management

Square for Retail

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Inventory counts, purchase orders, and vendor management

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Barcode scanning, label printing, and stock alerts
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Customer directory, loyalty, and marketing tools
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Unified in-store and online catalog and reporting

Square Invoices

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Send, track, and automate invoices and estimates
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Card, ACH, and pay-by-link options on every invoice
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Recurring series, deposits, and milestone billing

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Automatic reminders and real-time payment status

Other Payment Hardware

Countertop, handheld, and mobile devices for every environment — matched to your volume, ticket size, and connectivity requirements.

Charge Anywhere Q1

A high-performance, secure countertop terminal with extensive payment method support and connectivity options.

PAX A920 Pro

A sleek Android smart terminal with a large touchscreen, built-in printer, and all-day battery for mobile acceptance.

Dejavoo

Simple enough to get you up and running in minutes. Powerful enough to save you time and money on day one.

Valor

Deliver a seamless customer experience by accepting payments anytime, anywhere.

Payanywhere

Makes accepting credit cards easy for business owners, employees, and customers.

Contactless, Wallets & QR

Apple Pay, Google Pay, tap-to-pay, and QR-based checkout supported across every device on your floor.

POS Systems

POS & Payment System Compatibility

Converge Commerce integrates with leading point-of-sale systems and payment platforms to ensure flexibility across virtually any business environment.

We support a wide range of POS ecosystems, including:

Linga

Chively

Clover

SwipeSimple

WooPOS

Payanywhere

KORONA POS

SkyTab POS

A conversation, not a pitch

Ready to improve your payment experience?

Whether your goal is to reduce processing costs, upgrade your POS system, or streamline payment operations, Converge Commerce provides the technology and expertise to help you scale with confidence.